Upgrade your everyday Banking.
It’s time for a fresh start. Open a Mint account today and enjoy no fees, great interest rates, and the banking freedom you deserve.
national savings rate
for loan approvals
fraud monitoring
Current Accounts
Our Current Accounts are designed to provide flexible and efficient banking solutions for individuals and small business owners. Enjoy the convenience of no minimum balance requirements and affordable maintenance fees, making it easy to manage your finances seamlessly.
Platinum Current Account
For high-net-worth individuals and businesses, the Platinum Current Account offers premium features and personalized banking services. This account is tailored to meet your sophisticated financial needs, with a minimum balance of N250,000 to access exclusive benefits.
Gold Current Account
Ideal for professionals and growing businesses, the Gold Current Account provides advanced banking solutions to support your ambitions. With a minimum balance of N100,000, this account ensures you’re equipped to manage your financial growth effectively.
Savings Account
Secure your financial future while enjoying flexibility with our Savings Account. Earn up to 8% interest on your deposits, with the added benefit of easy withdrawals whenever you need them. Start saving today and watch your money grow effortlessly.
Mint Save Account
Maximize your savings with the Mint Save Account, offering high-yield, tiered interest rates to reward long-term saving.
- 10% interest for deposits of 1–6 months
- 12% interest for deposits of 6–12 months
- 15% interest for deposits exceeding 12 months
Take advantage of this secure and rewarding savings option to achieve your financial goals faster.
Quick Payday Loans
When you need immediate financial assistance, our Quick Payday Loans are here to help. Access up to 50% of your monthly salary to cover urgent expenses or unexpected bills.
- Interest Rate: 6%
- Repayment Period: 30 days
Enjoy quick approval and hassle-free processing, ensuring you’re never caught off guard by financial emergencies.
Consumer Loans
Achieve your personal financial goals with our Consumer Loans, tailored to meet your unique needs. Whether it’s home improvement, medical bills, or a dream vacation, we’ve got you covered.
- Loan Amounts: From N50,000 to N5,000,000
- Interest Rate: 6%
- Tenor: Up to 12 months
With flexible terms and competitive rates, you can plan confidently for the things that matter most.
SME Loans
Grow your business with our SME Loans, designed specifically for traders and entrepreneurs. Expand your inventory, upgrade your operations, or invest in new opportunities with ease.
- Loan Amounts: N1,000,000 to N10,000,000
- Interest Rate: 5%
- Repayment Terms: Weekly or monthly installments
We’re here to support your success with funding that fuels your ambitions.
Educational Loans
Empower your school with tailored financing through our Educational Loans. Manage operational costs, invest in infrastructure, or enhance educational programs without financial strain.
- Loan Amounts: N1,000,000 to N10,000,000
- Repayment Options: Monthly, termly, or quarterly
Take the next step toward providing quality education with a trusted financial partner by your side.
Contract Financing
Turn your projects into reality with Contract Financing, crafted for contractors in the oil & gas sector or structured organizations. We provide the funding you need to deliver excellence.
- Loan Amounts: Up to N20,000,000
- Repayment Terms: Flexible, based on contract cycles
Let us help you meet deadlines and exceed expectations with financial solutions tailored to your industry.
Businesses
Simplify your payment processes with our cutting-edge solutions. Whether you’re running a retail store, service business, or e-commerce platform, we provide seamless ways to accept payments via POS terminals, mobile apps, and secure online gateways. Our systems are designed to be fast, reliable, and adaptable to your business needs, ensuring smooth transactions every time.
Schools & Churches
Empower your institution with efficient and hassle-free payment collection systems. From school fees and event payments to tithes and donations, our streamlined portals enable secure and transparent transactions. Let us help you focus on your mission while we take care of the financial logistics.
SMEs
Small and medium-sized enterprises are the backbone of our economy, and we’re here to support your growth. Our services include mobile payment systems for quick and easy transactions, as well as bulk payment solutions for managing salaries, supplier payments, or large-scale disbursements. With Mint Microfinance Bank, running your business finances has never been easier.